Company Constitution – Our V.I.E.W.

Viewpoint and Holistic Approach

Our advisors pledge to maintain a holistic viewpoint regarding the client-advisor relationship, addressing a client as a multifaceted individual and not as a singular issue, as an isolated transaction or as a book of assets.  Our advisors should be incentivized to maintain long-term client relationships, striving to know more about our clients than any other advisor. Such a close client-advisor connection requires regular communication, continuous learning, diligent tracking of progress on action items, unquestionable independence, systematic interaction with our clients’ traditional specialist advisors, access to all areas of clients’ financial lives, sufficient expertise to identify major issues on such areas and a solid work ethic that leverages superior technology and resources to deliver uniquely valuable client solutions.

Independence, Control and Transparency

Because the value of independent analysis and comprehensive reporting depends on clients’ trust, our advisors are not permitted to sell commissions-based financial products to clients, nor is the company permitted to receive referral fees from outside advisors who provide advice separately to our clients.  That is, our advisors will operate under a fully transparent, fee-only structure and be held to the highest fiduciary standard.  To ensure that our business model remains pure and that the company is never controlled by those who might attempt to disrupt these independence and trust principles, ownership in Total Alignment will remain with either those who are clients or those who are advisors. At all times, principles of client-advisor alignment and empowerment will control.

Expertise and Superior Resources

To ensure that the expertise of our advisors consistently remains at a superior level, our wealth advisors and investment officers are required to have an advanced financial-related credential – such as an MBA, law degree, Masters in Taxation, CPA, CFA and/or CFP® designation. In addition, our associates must be seeking such a degree or credential, and all employees will be subject to monthly competency testing by the Chief Wealth Advisor on various substantive financial planning topics as well as how to access our superior resources through both technology and its clients’ existing advisors.

 Work Ethic, Attention, Diligence and Capacity

To ensure that our advisors have appropriate capacity to address the complex details involved in the various aspects of our clients’ financial lives, our officers and managers who service Private Family Office clients will not be permitted to work with more than 20 clients. In addition, within Total Alignment, our staff will take a problem-solving and forward-looking approach to issues that are encountered.  As such, our employees are encouraged to raise a client-related or company-related problem only if that employee also has a proposed solution to that problem.  To act otherwise would be counter-productive to our progress and may stifle the independent and creative problem-solving skills that are fundamental to our business.

Total Alignment Wealth Advisors is an independent, fee-only financial planning and multi-family office wealth advisory firm. Total Alignment was founded by a group of clients to provide a fully transparent and unbiased family wealth advisor to perform services typically beyond the scope of services other advisors were providing. We are proud to be able to offer our multi-disciplined expertise, superior research, proactive diligence and unique client-centric structure to enable our clients to make informed financial decisions. Our comprehensive analysis, advanced financial planning technology, expert advisors, extensive network of outside advisor resources, and informative “what if” projections have reduced risks and excessive costs for our clients, in addition to saving them time on matters that they would otherwise have to manage themselves. We welcome an opportunity to learn more about your situation and whether Total Alignment would be a fit for you. We can be reached by e-mail at info@totalalignmentwealth.com or by phone at 212-913-9110.